Medicare Questions and Answers
Find clear answers to common enrollment, coverage, cost, prescription, and service questions.
Do I get Medicare automatically?
Some people already receiving Social Security retirement or disability benefits get automatic Medicare enrollment, while others have to sign up. Which route applies depends on the benefit history and eligibility date; use Medicare’s sign-up path and verify your card and effective dates.
Official source: Medicare: Get started ↗ · Medicare: How to sign up ↗
Can an Advantage plan replace my Part B premium?
Most people still pay their applicable Part B premium while enrolled in Medicare Advantage. Plan premiums and benefits vary by county and year. Check the specific Evidence of Coverage and Medicare Plan Compare.
Official source: Medicare: Medicare Advantage guide ↗ · Medicare: Current costs ↗
Are prescriptions included with Medigap?
Newly sold Medigap plans do not include Part D drugs. If you need Medicare drug coverage, compare separate drug plans, check your medicines and pharmacy, and consider penalties if you would otherwise go without creditable coverage.
Official source: Medicare: How Medigap works ↗ · Medicare: Creditable drug coverage ↗
Where can I challenge a denial?
Appeals exist for Original Medicare, Medicare health plans and Medicare drug plans, but the procedures and deadlines differ. Read the decision notice and use Medicare’s official appeal guide.
Official source: Medicare: Claims and appeals ↗